拒绝开立个人信用账户

一定要对申请人表现出兴趣，即使现在你拒绝为他开立个人信用账户，日后潜在的可能性也是不容忽视的。首先告诉顾客你已认真考虑过他的申请，然后陈述拒绝的原因，要清楚而有礼貌。最后说明可以用现金付款，或按月付款，或以后再开立个人信用账户。

因对方没有提供足够的信息

Dear Mr. Ames：

Thank you for your interest in Rankin's and your request for a line of credit.

Based on the information you supplied us and that from our normal sources，we are unable to grant you the open credit you requested.If you can supply us with additional references，however，and current financial statements，please do so，and we will be happy to reconsider our disappointing decision.

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