偿债覆盖率/偿债备付率
释义:
在借款偿还期内,各年可用于还本付息的资金与当期应还本付息金额的比值,通常用来衡量借款主体赚取足够现金偿还债务的能力。
The ratio of cash that is available for debt servicing to interest and principal. It is a common benchmark used in the measurement of an entity's (person, corporation or project) ability to produce enough cash to cover its debt payments.
相关知识:
偿债覆盖率是项目融资中评估项目经济可行性的重要指标。指标越高,获得融资的可能性越大。在贷款协议中通常会约定贷款人可接受的偿债覆盖率的最低数值。
衍生词条:
项目融资
project finance
贷款协议
loan agreement